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Buying with Katia Samson Real Estate Group

More than a transaction, a team dedicated to your real estate dream.

Whether it’s your first purchase, or a life change that requires you to move house, buying real estate is a major decision – and often one of the most important investments you’ll ever make. To move forward with confidence, it’s essential to surround yourself with qualified professionals who can guide you every step of the way.

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The advantages of buying with us.

1.

We’re always on the lookout for new properties to come on the market.

2.

We have in-depth knowledge of the market

3.

Our brokers have the experience and resources to facilitate your transaction

4.

We’ll guide you through the entire transaction, right up to the signing of the deed of sale at the notary’s office.

5.

We live in the South-West

6.

WE’RE AVAILABLE 7 DAYS A WEEK

7.

Your broker is legally bound to act in your best interests, advising you and providing you with fair and professional representation.

By buying with us,

you’ll be covered by Royal Protection Insurance, a program exclusive to Royal LePage brokers and free of charge.

See full program

Advice to buyers

OACIQ Buyer's Guide
  1. Meet with a mortgage broker to lock in a mortgage rate and get pre-approved for the maximum amount the financial institution is committed to lending you;
  2. Determine the sector you’re interested in, as well as your search criteria;
  3. Once you’ve chosen a property, you fill out a promise to purchase;
  4. The promise to purchase is presented to the seller by the broker representing you;
  5. The parties negotiate through brokers until an agreement is reached;
  6. The buyer calls in a building expert for an inspection;
  7. In the case of a condominium, the buyer reads the declaration of co-ownership and reviews the financial statements, the condominium budget and the minutes of the most recent condominium meetings;
  8. The broker sends the accepted promise to purchase and all appendices to the buyer’s financial institution for final approval;
  9. Buyers will now have to choose the notary who will handle the sale;
  10. The parties (buyers, sellers and brokers involved in the sale) will meet at the notary’s office to sign the deed of sale and hand over the keys;

When completing the deed of sale, the notary will apportion the costs of property and school taxes, oil and natural gas expenses, condominium fees and any other income or expenses previously incurred in connection with the property.

There are no sales taxes applicable on the sale price of resale properties. Taxes apply only to properties sold by developers, i.e. new homes and condominiums.

Building inspection: $600 + taxes (approx.)

Notarial fees: $1300 + taxes (approx.)

Moving: costs must be assessed by a professional mover according to the quantity of furniture you own and the distance to be covered.

Transfer costs.

0.5% of the first $50,000
1% from $50,001 to $250,000
1.5% $250,001 – $300,000
2% $300,000 and over

If you’re buying before you sell, make sure you have the financial means to support the cost of two properties. You can use a “bridge” mortgage if the sale of your property is not notarized when you have already purchased your new home.

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